Are you frustrated with poor investment returns?
Over the last few years I’ve had a lot of exposure to various investors with a common frustration of the substandard returns they have received from their investment portfolios.
Often what people are led to believe is that, “You should be happy with 6-8% returns as you are beating inflation”. What I have found is that the majority of these individuals have very little exposure to alternative investments and the benefits of diversifying their investment portfolios. Unfortunately, some have been misled to believe that all alternative investments are risky, however this is not necessarily the case. It’s important to understand that all investments carry risk, however there are various types of alternative investments for different risk-profile investors.
For those investors seeking high-risk, high-return opportunities, they may consider opportunities in private equity, venture capital or even cryptocurrency. For those who prefer lower risk opportunities, one could explore various property-backed investments or secured lending opportunities.
The investment world is expanding at a rapid rate and traditional financial products are no longer the sexiest investments on the block. You don’t hear too many dinner conversations where guys are bragging about their unit trust portfolios. In fact, you are more likely to hear people discussing cryptocurrency opportunities and sharing their ideas and investment strategies.
It seems that people are being drawn to new and exciting investments as they become despondent with the high fees and mediocre returns of the traditional financial products they’ve been exposed to. This has led to a rise in interest in alternative investments. We are seeing more people exploring non-traditional investment opportunities as a way to diversify their portfolios and test the waters outside the traditional investing realm.
One particular opportunity that I am involved in is a unique lending opportunity in the sectional title industry. With lenders receiving interest linked returns of between Prime (currently 10%) + 3% and Prime + 7.5% p.a., in a secured lending environment, this opportunity may provide great diversity to almost any investment portfolio. Individuals looking for a predictable return lend money to sectional title bodies corporate in exchange for a predefined interest-linked return. The security on the loan sits in a claim against the outstanding levy debt of the body corporate, which is guaranteed to the body corporate, by the various unit owners, through legislation contained in the Sectional Titles Act. This lending opportunity may be a perfect solution to a risk-averse individual who would like to optimize their returns without taking on additional risk. If you are interested in learning more about this opportunity, reach out to me personally for all the details.
We offers individuals the opportunity to lend funds to a Sectional Title Body Corporate and earn an interest return linked to the Prime lending rate. (currently 10.25%) Importantly, this return is uncorrelated to stock or bond markets, or banks. We offers three lending opportunities:
Monthly Income Plan
offering an interest return of Prime plus 3.0% per annum: (10.25%) Interest earned is paid monthly;
Deployed as a lump sum amount.
Minimum investment is R100,000
Capital Growth Plan
offering an interest return of Prime plus 5.0% per annum, compounded monthly: (15.25%)
Deployed as a lump sum amount.
Minimum investment is R35,000
Capital Builder Plan
offering an interest return of Prime plus 7.5% per annum, compounded monthly: (17.25%)
Deployed as a monthly amount.
Minimum monthly amount by debit order R1000
Our lending opportunity offers individuals looking for yield pickup, an interest return that is uncorrelated to market returns, in a low risk lending environment protected by legislation (in terms of the Sectional Titles Act).